Name: Luís Roberto Fernandes Gonçalves

Nationality: Angolan
Position: CEO

Departments: BFA Academy; Investment Banking Department; Human Capital Department; Marketing Department and Institutional Relations Department.

Qualifications: Graduated in Management Accounting from Universidade Lusíada de Angola, and with a Post-Graduate degree in Monetary and Financial Economics from Universidade de Évora, Portugal. His background includes training in Prevention of Money Laundering and Combating Terrorist Financing and Sanctions from PricewaterhouseCoopers (PWC), and an Effective Leadership Program taught by the New School of Business & Economics and Interbank Markets, lntermoney Portugal SFC. In 2019, he attended the Corporate Governance, Financial Services Volunteer Corps (FSVC) training.

Professional Experience: Luís Roberto Gonçalves began his banking activity in 1996 at BFA, having played significant roles at Banco BFA for several years. In 2016 he had the mission of creating the BFA Asset Management and was Chairman of the Executive Committee. Until the beginning of 2020 he was an Executive Director at Banco Crédito do Sul. He also held important functions at Banco KEVE.

Name: Vera Cristina dos Anjos Tangue Escórcio

Nationality: Angolan
Position: Member

Departments: Procurement Department; Accounting and Planning Department; Financial and International Department and Social Responsibility Department. Also responsible for the BFA Asset Management.

Qualifications: Graduated in Economics with a specialisation in Business Economics from Universidade Nova de Lisboa in the Faculty of Economics, Vera Cristina dos Anjos Tangue Escórcio completed a Post-Graduate degree in Banking Management from Instituto Universitario de Pós Graduação (Madrid) and also did an Advanced Management Programme for Banking through the Catholic Lisbon School of Business & Economics.

Professional Experience: Vera Escórcio has been a BFA Director since 2009. She has 19 years of experience in Banking, which began in 2001 at BFA, in the Financial Department. She also worked at Banco BIC, as Director of the Financial Department. She was a member of the Supervisory Board of Nova Cimangola and the Supervisory Board of ABANC - Associação Angolana de Bancos (Angolan Association of Banks).

Name: Sebastião Machado Francisco Massango

Nationality: Angolan
Position: Member

Departments: Agribusiness Department; Investment Centres Department; Private Banking Department; Individuals and Business North Department and Individuals and Business South Department.

Qualifications: Degree in Business Management from the Faculty of Economics of Universidade Agostinho Neto and a Postgraduate Degree in Business Management from Universidade Católica de Lisboa.

Professional Experience: Sebastião Machado Francisco Massango, has 18 years of experience at BFA, having held important positions in Corporate Banking and Risk Management. In 2019 he was Director of the Agribusiness Department.

Name: Natacha Sofia da Silva Barradas

Nationality: Angolan
Position: Member

Departments: Audit and Inspection Department; Compliance Department; Exchange Control Department; Risk Management and Legal Department.

Qualifications: Natacha Sofia da Silva Barradas has a degree in Law from Universidade Católica de Angola. She has two Post-Graduate degrees: Corporate Law and International Trade Law from Universidade de Lisboa and Universidade Agostinho Neto. She also has a Master's Degree in Business and Law from Universidade Católica Portuguesa.

Professional Experience: Her career includes duties as Director of the Legal Department, Company Secretary and Chairperson of the Board of the Shareholders' Meeting of Standard Bank Angola. She was a Member of the supervisory board of the Sovereign Fund of Angola for two years. She has been a partner at LEAD Advogados since 2017, and has worked for several firms such as: MLGTS - Morais Leitão, Galvão Teles, Soares da Silva and FBL - Faria De Bastos e Lopes Advogados Associados. In 2013, she joined the Angolan Ministry of Finance as Director of the Legal Office and later as Director of the Office of the Minister of Finance. She was a lawyer at Banco BPI in 2008 and at New Insurance Company of Angola (Nossa Seguros) in 2005. In 2005 she was a lecturer at the Law Faculty of Universidade Católica de Angola.

Name: António José Simões Matias

Nationality: Angolan
Position: Member

Departments: Facilities and Assets Department; Payment Methods Department; Operations and Treasury Department; Foreign Operations Department and Processing and Control Department.

Qualifications: Degree in Business Management from the Faculty of Economics of Universidade Agostinho Neto and Post-Graduate Degree in Banking, Insurance and Financial Markets from Instituto Superior de Línguas e Administração de Lisboa (ISLA)- Lisbon Higher Institute of Languages and Administration.

Professional Experience: António Matias has been a Director at BFA since 2005 and President of the Board of IFBA. Along with a career in the economic area, he has over 20 years of experience in banking, having joined BFA in January 1998. During his career at BFA, he played various roles in the Credit area and in the Corporate Department.

Name: Paulo Lélis de Freitas Alves

Nationality: Angolan
Position: Member

Departments: Organisation and Quality Department; Information Systems Department; Digital Transformation Department; Business and Protocol Management Department.

Qualifications: Graduated in Linguistics/English from Instituto Superior de Ciências da Educação do Lubango, and has a Master’s in Business Management from Universidade Aberta de Lisboa.

Professional Experience: Paulo Freitas Alves has a vast experience in the Commercial area and leadership of multidisciplinary teams. He has worked in another financial institution, as an Accountant, Credit Technician, Branch Manager, Sub Manager and Manager. In 2005 he was invited to join the BFA team as a manager, having held various positions in the Individuals and Business Department until 2017 - Manager, Area Manager, Deputy Manager and Commercial Manager. He was then challenged to join the Transformation team as Leader of one of the work fronts and in 2019 he joined the Corporate Banking team.

Name: António Manuel Costa Alfaia

Nationality: Portuguese
Position: Member

Departments: Monitoring, Recovery and Litigation Department; Individual Credit Risk Department; Structured Finance and Investment Department; Credit Management Department; Corporate and Business Credit Risk Department and Risk Department for Large Enterprises, Investments and Projects.

Qualifications: Degree in Business Management from ISLA - Instituto Superior de Línguas e Administração de Lisboa (Lisbon Higher Institute of Languages and Administration). He also has a Post-Graduate Degree in Management and Performance Control from Overgest/ISCTE and an Executive Programme in Financial Institutions Management from Universidade Católica Portuguesa.

Professional Experience: After years of experience in Retail, In Store Banking and Factoring activities, he became a Commercial Manager at Banco BPI in the Individuals and Businesses segment.
He began his career at BFA in 2008, having undertaken responsibilities in the areas of Credit Risk to Individuals and Businesses, Workplace Banking, Credit Risk Management and implementation of the IFRS9 standard. Now in 2020 he took on the role of General Manager of Credit at BFA, having the duty of monitoring all areas of concession, monitoring, recovery and operational management.